Senior Software Engineer

PayJoy is a mission-driven financial services company that's revolutionizing access to credit in emerging markets through innovative smartphone-based lending technology. As of 2024, they've provided billions in credit to 12 million customers while maintaining profitability. The Senior Software Engineer role focuses on developing their unique cell phone-locking system, implementing data-driven risk modeling, and creating internal tools and partner API integrations.

The position requires a skilled full-stack developer with 4+ years of experience who can work with both front-end and back-end technologies, including PHP, Python, JavaScript, and modern frameworks like Vue.js or React. The ideal candidate will be responsible for building and maintaining software applications, conducting code reviews, and ensuring system consistency and quality.

This is an excellent opportunity for a senior engineer who wants to make a significant impact on financial inclusion while working with cutting-edge technologies including machine learning and AI. The role offers a comprehensive benefits package including full health insurance, professional development opportunities, and flexible work arrangements. The company culture emphasizes principles such as ownership, transparency, work-life balance, and diversity.

Working at PayJoy means joining a rapidly growing company that has doubled its customer base in the last two years while maintaining strong profitability. The role offers the chance to work on meaningful projects that directly affect millions of users while collaborating with cross-functional teams in a hybrid work environment based in either Bogota or Mexico City.