Senior Software Engineer, Capital Marketplace

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Capital Marketplace Vertical is the fuel that powers Upstart's AI-based lending operations. Spread across five dynamic high-performance teams, Capital Marketplace is responsible for onboarding and maintaining relationships with both Lending Partners and Investors. The team provides internal and external business partners with reports, forecasting, financial reporting, and helps optimize the connection between customers and funding suppliers.

As a Senior Software Engineer, you'll collaborate with engineers and cross-functional teams on projects that grow your skills in full stack development, cloud platforms, and financial systems. You'll work on designing and developing self-service tools, optimizing business workflows, and ensuring security and performance of critical platforms.

The role offers competitive compensation, comprehensive benefits, and the opportunity to work in a digital-first environment with regular on-site collaboration sessions. You'll be part of a team that values innovation, collaboration, and making a real impact in the financial technology sector.

This is an excellent opportunity for experienced engineers passionate about fintech, distributed systems, and building scalable solutions. You'll work with modern technologies like Ruby on Rails, Kotlin, and React, while contributing to a platform that's revolutionizing the lending industry through AI and technology.