Upstart is a leading AI lending marketplace that's revolutionizing how banks and credit unions provide access to affordable credit. Through their AI-powered platform, they're achieving higher approval rates and lower loss rates across diverse demographic groups while delivering an exceptional digital-first lending experience.
As a Software Engineer on the Product-Led Growth (PLG) Team, you'll play a crucial role in driving growth by deepening relationships with existing customers. The team's vision is to keep users permanently underwritten and engaged with relevant, timely offers that enhance their financial journey. You'll be responsible for enhancing the logged-in user dashboard, optimizing cross-sell strategies, and advancing efforts through improved data collection, pricing orchestration, and personalized offer experiences.
The position offers a competitive compensation package ranging from $142,000 to $196,600 USD, along with comprehensive benefits including medical, dental, and vision coverage, 401(k) matching, equity opportunities through ESPP, and various wellness programs. The role provides flexibility with options to work remotely or from offices in San Mateo, Columbus, or Austin.
Key responsibilities include designing and implementing intelligent offer recommendation features, collaborating with cross-functional teams, and leveraging data-driven insights to optimize growth strategies. You'll be expected to promote technical excellence and contribute to high-quality solutions that directly impact customer lifetime value.
The ideal candidate should have 4+ years of software development experience, strong full-stack capabilities, and a track record of working on product-oriented teams with measurable customer impact. Experience with microservices architecture and growth engineering product stacks (Optimization, Experimentation, Personalization) is highly valued.
This is an excellent opportunity for a senior engineer passionate about using technology to improve financial access while working with cutting-edge AI applications in a fast-growing fintech company. The role offers both technical challenges and direct business impact, making it ideal for those looking to advance their career in a mission-driven organization.