Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Servicing Engineering team plays a crucial role in managing billions of dollars in loans every quarter, focusing on maximizing collections and building strong customer relationships. As a Software Engineer on this team, you'll be responsible for building a loan servicing platform and automating business processes while enhancing efficiency through data analytics, machine learning, and automation.

Key responsibilities include:

• Developing full-stack web applications and integrating with 3rd party APIs
• Driving both existing and greenfield projects while maintaining user focus
• Making architectural decisions to improve software reliability
• Contributing to team building and workplace culture

The role offers competitive compensation ($113,800—$196,600 USD) plus equity and comprehensive benefits including medical, dental, vision, 401(k) with company match, and generous PTO. As a digital-first company, Upstart offers flexible remote work options with quarterly in-person collaboration sessions.

This is an excellent opportunity for an experienced engineer to make a significant impact on financial technology while working with cutting-edge AI/ML technologies in a mission-driven company focused on expanding access to credit.