Affirm

Free food is nice.

Workspace has a nice layout.

Affirm is honestly the worst case of drinking the Kool-Aid I have seen in this industry.

The technical stack is a mess here, and there's an unrealistic expectation of work from engineers.

The "unlimited" PTO is just a way to pressure people from taking time off, and I've seen good contributors let go because they refused to work long hours into the evenings.

We've had solid engineers leave for places that treat talent better, and the product is honestly unethical in the way it takes advantage of the poor with high-interest loans.

The worst part is the moral high ground the management preaches, as if they're helping the less fortunate instead of trying to make a profit off of them.

Avoid at all costs, as this company is one recession away from massive default rates that would sink its business model.

Make more of an effort to listen to and retain your stronger engineers. Compensation is not as competitive as you seem to think.