Pros: I like the neighborhood of SoHo.

Cons: Everyone here is terrified of the boy-wonder CEO. Whatever's on his mind, hopefully you're not the one working on it. The culture is very gossipy. I connected with a few individuals, but noticed they were extremely reticent to have normal, friendly conversations within the walls of the office. I have never experienced this kind of thing at any of the other many software companies and startups at which I have worked. Basic features are overlooked in the effort of chasing new verticals. For how hard everyone is working on the app, it's quite bad. You can't even set up auto-pay on their site; you have to do that on Wells Fargo's, with a completely different account and auth flow. I can't think of a feature more essential to a credit card than that.

Pros: Bilt is continuously innovating in a space rarely given attention. I've learned more here than I have at previous companies. You truly own your product area and are expected to know the ins and outs of how it works.

Cons: Work can be fast-paced here, but mainly because the company is growing just as fast. There's a high bar, but you'll learn a lot from being surrounded by other high performers.

Pros: You’ll have some stock upside if you can survive the absurd pace at which you’ll pump out features.

Cons: Worst office in a terrible location for commuters with zero sunlight and a horrible elevator. Only soulless vampires can be happy five days a week in the office. Disconnected and delusional CEO with a whip he loves to crack, even on the best performers, for not performing at his ideal pace, which is always unreasonably faster. Low-quality product with little testing. You will work weekends whether you like it or not. Equity structure was changed to 10/20/30/40, and there are people at the company who have 25/25/25/25. You will work just as hard as they do but pay way more in taxes if things work out and have a lot more to lose at a potential layoff. CEO has no idea how a design system works and designs a new screen every day that looks like a new app. Staff Engineers seem misleveled, and some seniors are way better yet lower-level than the Staff Engineers.