Pros: - Good stock appreciation during COVID. - Good opportunities to learn about payments and security domains. - Generally friendly co-workers, people who assume good intentions and who help their peers in good faith.

Cons: - Socialist performance appraisal system. 'Meets expectations' gets a 2% raise. 'Exceeds expectations' gets a 3% raise! In order to get 'Exceeds', one has to work 10-12 hour days regularly and be a Yes man to middle management. - Too many folks on work visas in the US means they cannot say no to managers, thereby spoiling work-life balance and team culture for themselves and their peers. - Too many people from a certain country in Asia. Cliques and groups are common.

Pros: A chill job working on cool financial tech solutions.

Cons: A lot of red tape due to security makes development slow.

Pros: Supportive managers and colleagues. Good vibe.

Cons: Challenging tasks. Work-life balance might be an issue for newbies.