Pros: There are catered lunches, friendly people, pretty good benefits, and various technologies used in different places.

Cons: Few years ago company had great culture and great values. Nowadays, the values are just mentioned time from time while nobody is really following them anymore. For instance, company constantly advocates itself as being completely open about everything. While at the same time a whole project and respective team was disbanded with 1 day notice, being a surprise even to the team itself. New projects are being announced with extremely short deadlines, and without even consulting about resource availability with teams in advance. There were cases of "secret" projects, that nobody in the company knew about but the team working on them. And even though company has a "Town Hall" type of meetings, most of the really difficult questions are answered with non-answers like "isn't this a great problem to have? this means we are growing!". Amounts of tech debt is staggering. Whenever there's a choice of doing something good for short-term vs something good long-term, short-term always wins and long-term problems will be solved when they become fires. A lot of services still do not have proper tracing/monitoring after literal years of raising this issue. Technical direction is provided by design-by-committee or in other words - there's no technical direction. Either nobody cares about an issue, or everyone discusses it into the ground for few weeks, then gets tired and forgets about it.

Pros: - Do work that matters improving the financial lives of many people. - There is a strong team culture. - There is impressive transparency. - Feedback goes both ways. - There are great perks.

Cons: - The culture is not remote friendly - Work can sometimes be stressful and disorganized (priorities changing, unexpected requests)

Pros: The other reviews here speak correctly of the many pros of this organization. For me the most critical is that the fundamental mission is inspiring, worthwhile, and socially very important: make financial services super simple and accessible to everyone irrespective of income or net worth.

Cons: It's a busy place with a lot going on. Generally each employee has a lot of autonomy and with that the obligation to take ownership of their domain and provide value to clients. Some people may find that kind of open-ended work situation hard to manage.