Pros: - Healthy work-life balance - Autonomous teams - Working on a great product used by millions

Cons: I don't have any specific cons in mind.

Pros: There are a lot of pros: * Wise actually makes the world better. I'd been a customer myself for a couple of years before joining, and it's cool to know that your work contributes to something important. * Company culture, autonomy, trust, freedom – it's super important for me. Teams are autonomous, you get to decide what you're going to build next. You're not just a coder; you actually discuss and contribute to the roadmap. * Lots of room for growth and people to learn from. * Amazing people. * Good salaries. * You feel that the company cares about you. * Reasonable work-life balance. * Business trips (if you want to!). * Hybrid remote work is possible (depending on a team, but the company seems really flexible in terms of this). * You are treated as an adult, no micromanagement. * It's just a nice feeling to go to work every day. I haven't had it for a long time. * Company events, if you're into that. One of the best (or probably the best) jobs I've ever had.

Cons: It's really hard to come up with some, but: * Autonomous teams may not be everyone's element. Sometimes there might be a lack of coordination, and there is a need for horizontal alignment between the teams, not just top-down management (and it's cool, but if you're used to hierarchic companies, it might be challenging at first). * Since teams are autonomous, a lot depends on your team. Maybe I have such a great experience because I got into a very good team. So ask important questions during the interview.

Pros: TransferWise has a really cool working culture. The people here are nice and willing to help you out. Each and every one takes initiative and their responsibility seriously: 1. No blaming: Whenever you make a mistake, accept it, fix it, then tell everyone your lesson. No one is going to blame you for that. 2. Absolutely no politics: You don't exactly have a boss; more like a mentor, guide, or leader, and normally they act like your friend. 3. Great learning curve: The company has a startup culture; most people have to do lots of stuff on the ground, which opens opportunities to learn. 4. Direct feedback on your performance from your co-workers: Every quarter or half a year, you will get feedback from people you have worked with about what you have done and what needs to be done. 5. Free trip to Estonia every year for a company event, where all employees gather, party, and have fun for 3 days.

Cons: 1. Compensation is only acceptable. 2. Learning curve stales after the first year; there's not much else to do, and work becomes chores. 3. The company is growing too fast. Newcomers and people constantly moving between departments make it hard to have a stable team. 4. People have to define their own career path since the company is not clear on this.