Wise

In Transferwise, you feel that you are making a difference. Your opinions are listened to, and you have quite a lot of freedom on what you work on. This freedom can be a bit scary at the start, especially when coming from a more top-down business. The company and product are evolving very fast; in 6 months, a lot has changed. Being part of a product that is used around the world and that solves a real problem feels great. Plus, the people and culture are awesome.

There can be some confusion and chaos, but you will get used to it. The perks compared to other tech companies are subpar: smaller salaries, no bonuses, less free food, no electric desks, etc.

Keep the culture. Evolve the product faster. Some competitors are burning money faster to add more features and conquer the markets. In my mind, it would not hurt to do more aggressive expansion and be less profitable for a few years.