Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest.

Affirm, a pioneering fintech company revolutionizing the credit industry, is seeking an Analytics Engineer to join their People Analytics organization. This role represents a unique opportunity to shape the data infrastructure that powers human capital decisions at a rapidly growing company.

The position combines technical expertise in data engineering with the strategic importance of people analytics. As an Analytics Engineer, you'll be responsible for building and maintaining the data foundation that supports all people-related decisions across talent acquisition, total rewards, and employee development. The role requires expertise in modern data tools including dbt, SQL, Python, and cloud data warehousing solutions like Snowflake.

What makes this role particularly compelling is its impact on Affirm's growth and culture. You'll be working with sensitive people data that directly influences how the company hires, develops, and retains talent. The technical challenges are significant - from designing efficient ETL pipelines to implementing sophisticated data models - but the business impact is equally rewarding.

The ideal candidate will bring both technical depth and business acumen. You'll need to understand not just how to build data infrastructure, but why certain metrics matter for people analytics. The role offers significant autonomy in architectural decisions while requiring close collaboration with stakeholders across the organization.

Affirm offers an attractive compensation package, including a base salary range of $124,000 - $190,000 (varying by location), equity compensation, and comprehensive benefits including fully covered healthcare for employees and dependents. The company's remote-first culture provides flexibility while maintaining strong team connections.

This position is perfect for someone who wants to combine their love of data engineering with meaningful impact on company culture and employee experience. You'll be working with cutting-edge tools, tackling complex technical challenges, and directly influencing how a fast-growing fintech company makes people-related decisions.

Analytics Engineer role at Affirm focusing on People Analytics, building data infrastructure and tools using Python, SQL, and modern data stack.

Analytics Engineer, People Data

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees.

Affirm is reinventing credit to make it more honest and friendly, offering buy now, pay later services without hidden fees. As part of the Consumer Payments team, you'll work on Affirm's Payment Processing Network, handling billions in annual payments. The role focuses on building high-throughput, highly available systems that scale with business growth.

You'll collaborate with teams across the US and Europe, developing features and improving key metrics to ensure users can pay conveniently while maintaining financial health. The position involves leading quarterly goals, guiding engineers through complex problems, and ensuring team support throughout delivery.

Key responsibilities include collaborating with product management and design teams, identifying and solving technical challenges, maintaining system availability, fostering quality standards, and developing team talent. You'll work with modern technologies like Python, Kotlin, AWS, MySQL, and Kubernetes to build robust distributed systems.

The role offers competitive compensation ($190,000 - $240,000 in CA, WA, NY, NJ, CT; $169,000 - $219,000 in other US states) plus equity and comprehensive benefits. Affirm provides a remote-first environment with excellent work-life balance, including generous time off and flexible spending wallets for various needs.

This is an excellent opportunity for experienced backend engineers passionate about building scalable financial systems while contributing to a mission of making credit more accessible and transparent for consumers.

Senior Backend Engineer role at Affirm focusing on consumer payments systems, building high-throughput payment processing networks handling billions in transactions.

Senior Software Engineer, Backend (Consumer Payments)

Fintech company reinventing credit to make it more honest and friendly, offering buy now pay later without hidden fees.

Affirm, a pioneering fintech company, is revolutionizing the credit industry by providing transparent, consumer-friendly payment solutions without hidden fees or compounding interest. As a Senior Software Engineer in the Developer Productivity team, you'll be at the forefront of enhancing the development experience for over 900 engineers in a hypergrowth environment.

The role sits within the Developer Productivity team, whose mission is to simplify and accelerate software development across Affirm. This team manages the entire development pipeline from local environments to production, including CI/CD pipelines, test automation frameworks, and dependency management. It's a high-leverage position with significant impact on engineering efficiency company-wide.

You'll need 4+ years of experience with backend systems, proficiency in Python or Kotlin, and extensive knowledge of AWS, Kubernetes, and distributed systems. The position requires strong technical leadership skills as you'll be responsible for delivering quarterly goals, leading engineers through complex problems, and ensuring high-quality deliverables.

The compensation is competitive, ranging from $169,000 to $240,000 depending on location, plus equity and comprehensive benefits. These include fully covered healthcare premiums for employees and dependents, flexible spending wallets for various needs, and an employee stock purchase plan.

Working at Affirm means joining a remote-first culture that values technical excellence and innovation. You'll be part of a team that supports critical infrastructure enabling hundreds of engineers to ship code quickly and safely. The role offers a unique blend of technical challenges, leadership opportunities, and the chance to impact a rapidly growing fintech company that's changing how people access credit.

This is an excellent opportunity for a senior engineer who enjoys working on developer tools and infrastructure, values technical excellence, and wants to make a significant impact on engineering productivity at scale. The role combines hands-on technical work with leadership responsibilities, making it ideal for someone looking to grow both their technical and leadership skills.

Senior Backend Engineer position focused on CI/CD and developer productivity at Affirm, working on tools and platforms that enable 900+ engineers to ship code efficiently.

Senior Software Engineer, Backend (CI/CD)

Affirm is revolutionizing the credit industry by providing honest and friendly buy-now-pay-later solutions without hidden fees or compounding interest. The Loan Originations & Reporting (LOR) team is at the heart of Affirm's operations, managing critical systems for loan booking, capital funding, and reporting globally.

As a Software Engineer II on the LOR team, you'll work on mission-critical processes where reliability and financial accuracy are paramount. The role offers a unique blend of technical and operational challenges, working with systems that handle loan origination, allocation, and reporting across Affirm's global operations.

The team culture emphasizes openness and collaboration, where engineers actively participate in architectural discussions, provide peer support, and engage in continuous improvement through direct feedback and retrospectives. You'll have the opportunity to own large-scale systems while receiving strong mentorship.

Working at Affirm comes with excellent benefits, including fully covered healthcare premiums for you and dependents, flexible spending wallets for technology and lifestyle needs, competitive vacation policies, and an Employee Stock Purchase Plan. The company maintains a remote-first culture, offering flexibility while occasionally requiring office presence for certain roles.

This role offers competitive compensation with base pay ranging from $160,000 to $210,000 in select states (CA, WA, NY, NJ, CT) and $142,000 to $192,000 in other US states. You'll be part of a team that values accountability, curiosity, and continuous learning, while working on systems that directly impact Affirm's core business operations.

Backend Software Engineer II position at Affirm focusing on loan originations and reporting systems, offering competitive pay and benefits with remote work options.

Software Engineer II, Backend (Loan Originations & Reporting)

Affirm, a pioneering fintech company revolutionizing the credit industry, is seeking a Senior Staff Software Engineer to spearhead technical excellence across their consumer app experiences. This role represents a unique opportunity to shape the future of honest, user-friendly financial services through technology.

The position combines technical leadership with strategic vision, requiring you to orchestrate development across mobile and web platforms while maintaining Affirm's high standards for reliability and performance. You'll be working on the primary touchpoints between Affirm and its customers – the Affirm App and web interfaces – which facilitate everything from initial user onboarding to loan management and personalized offers.

As a Senior Staff Engineer, you'll be responsible for building and leading a core group of senior engineers, developing technical strategy, and ensuring seamless delivery of critical initiatives. The role demands extensive experience in both frontend and backend development, with particular emphasis on mobile technologies like React Native, JavaScript, and Kotlin.

The impact of this role extends beyond pure technical execution. You'll be instrumental in fostering an ownership culture, making strategic decisions that balance technical excellence with business outcomes, and working closely with stakeholders across the organization. The position offers competitive compensation ($232,000 - $310,000 depending on location) and comprehensive benefits, including fully covered medical insurance for employees and dependents.

This is an ideal opportunity for a seasoned technical leader who combines deep technical expertise with strategic thinking and excellent communication skills. You'll be at the forefront of financial technology innovation, helping to build and scale systems that make credit more accessible and transparent for consumers.

Lead technical strategy and excellence across Affirm's consumer app experiences as a Senior Staff Software Engineer, combining mobile fullstack expertise with strategic leadership.

Senior Staff Software Engineer, Mobile Fullstack (Consumer App Experience)

Affirm, a pioneering fintech company, is seeking a Software Engineer II for their Furnishing Platform team. This role focuses on building scalable systems and data pipelines for consumer credit reporting, working at the intersection of financial technology and data engineering. The position offers a competitive salary range of €71,000 - €101,000 and includes comprehensive benefits. As a remote position based in Spain, you'll be part of a team that's vital to Affirm's mission of providing honest financial products. The role requires strong Python and SQL skills, experience with data pipelines, and 3+ years of software engineering experience. You'll work with modern technologies like Apache Spark and Airflow, collaborating across teams to build robust reporting systems. Affirm offers an inclusive work environment, comprehensive benefits including fully covered medical insurance, flexible spending wallets, and equity opportunities. This is an excellent opportunity for a mid-level engineer looking to make an impact in the fintech space while working remotely from Spain.

Software Engineer II position at Affirm, focusing on data pipeline development for consumer credit reporting, offering remote work in Spain with comprehensive benefits.

Software Engineer II (Furnishing Platform)

Affirm, a pioneering fintech company revolutionizing the credit industry, is seeking a Staff Partner Engineer to join their Merchant and Platform Engineering team. This role is crucial in expanding Affirm's presence, which currently covers half of all US ecommerce volume. As a Staff Partner Solutions Engineer, you'll be at the forefront of shaping the future of Buy Now Pay Later technology, working with major partners like Shopify and Stripe.

The position combines technical leadership with strategic partnership management, requiring both deep technical expertise and strong business acumen. You'll be responsible for providing technical guidance across Commercial and Product Partnership teams while supporting large cross-functional programs. This involves not just technical implementation but also driving business strategy and maintaining crucial partner relationships.

The ideal candidate will bring 6+ years of solutions engineering or similar experience, with a strong understanding of ecommerce and payment processing technologies. You'll need to be well-versed in modern web technologies, including REST APIs, webhooks, and various programming languages. The role demands excellent communication skills, as you'll be interfacing with both internal teams and external partners regularly.

Affirm offers a competitive compensation package, including a base salary range of $169,000 - $240,000 (varying by location), plus equity and comprehensive benefits. The company provides 100% subsidized medical coverage for employees and dependents, flexible spending wallets, and various other perks. As a remote-first company, Affirm offers the flexibility to work from almost anywhere in the US while maintaining a collaborative and innovative work environment.

This is an exceptional opportunity for a technical leader who wants to make a significant impact in the fintech space while working with cutting-edge technology and major industry partners. You'll be joining a mission-driven company that's transforming the credit industry by making it more transparent and consumer-friendly.

Staff Partner Engineer position at Affirm, leading technical partnerships and solutions for major integrations while providing engineering expertise.

Staff Partner Engineer

Affirm is seeking a Software Engineer II for their Consumer Authentication Engineering team, focusing on backend development. This role is crucial in providing a secure and seamless account creation and access experience for Affirm customers. The team's mission is to protect customer assets through security and fraud prevention measures while maintaining a frictionless user experience. The position involves working with Kotlin/Java, building distributed systems, and implementing security features to prevent account takeovers. The role offers competitive compensation ($142,000-$210,000) and comprehensive benefits including full healthcare coverage and equity opportunities. As a remote position, it provides flexibility while being part of a team that directly impacts customer security and satisfaction. The ideal candidate will have 2+ years of backend experience, strong technical skills in JVM languages, and a collaborative mindset. This is an excellent opportunity to work on critical authentication systems at a growing fintech company that's revolutionizing the credit industry with honest, customer-friendly solutions.

Backend Software Engineer II position at Affirm focusing on consumer authentication, security, and fraud prevention, offering competitive pay and benefits with remote work flexibility.

Software Engineer II, Backend (Consumer Authentication)

Affirm, a pioneering fintech company, is seeking a Staff Machine Learning Engineer to join their Portfolio ML team within the Decisions Foundations organization. This role presents an exciting opportunity to work at the intersection of machine learning and financial technology, helping to revolutionize the credit industry through honest and consumer-friendly solutions.

The Portfolio ML team plays a crucial role in managing and optimizing loan opportunities across Affirm's properties. They develop sophisticated models and tools for portfolio management that balance unit economics, product growth, and user experience. The team's work encompasses ROA-based decisioning, real-time conversion rate prediction, counterfactual portfolio simulation, and loan valuation.

As a Staff Machine Learning Engineer, you'll be responsible for setting technical strategy and leading critical, business-impacting projects. The role requires expertise in machine learning techniques such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk and portfolio management is valued, though not required.

The position offers a competitive compensation package, including a base salary range of $200,000 - $275,000 (depending on location), equity rewards, and comprehensive benefits including fully covered medical insurance for employees and dependents. Affirm embraces a remote-first culture, offering flexibility and work-life balance while maintaining high standards of collaboration and technical excellence.

This role is ideal for an experienced engineer who excels in both technical leadership and cross-functional collaboration. You'll have the opportunity to shape the future of financial technology while working with cutting-edge machine learning applications in a mission-driven environment. The position requires strong communication skills and the ability to mentor team members while driving technical excellence and operational efficiency.

Staff Machine Learning Engineer role at Affirm focusing on portfolio management and ML model development for credit decisioning systems.

Staff Machine Learning Engineer (ML Portfolio)

Affirm, a innovative fintech company revolutionizing the credit industry, is seeking a Senior Software Engineer for their Comms Platform team. This role is crucial in managing essential services that handle transactional communications via email, SMS, and push notifications to customers. The position offers an exciting opportunity to work on high-priority initiatives including platform modernization, high availability, and internationalization efforts.

The ideal candidate will join a team focused on delivering critical communication services while maintaining high quality and reliability. You'll be responsible for leading engineers, owning quarterly goals, and ensuring seamless operations of communication systems. The role involves significant technical leadership, including system design, code review standards, and mentoring team members.

Working remotely from Spain, you'll be part of a global engineering team using modern technologies like Python, Kotlin, AWS, and Kubernetes. The compensation package is competitive, ranging from €85,000 to €115,000, plus equity and comprehensive benefits including fully subsidized medical coverage for employees and dependents.

This is an excellent opportunity for experienced engineers who want to make a significant impact in a growing fintech company while working with cutting-edge technologies and leading technical initiatives. The role combines technical expertise with leadership responsibilities, making it perfect for senior engineers looking to grow their careers while working on meaningful projects that directly affect millions of customers.

Senior Software Engineer position at Affirm, leading the Comms Platform team in developing and maintaining critical customer communication services, working remotely from Spain.

Senior Software Engineer (Comms Platform)

Affirm is revolutionizing the credit industry by providing honest, friendly financial products that allow consumers to buy now and pay later without hidden fees. As a Staff Software Engineer on the Online Storage team, you'll be instrumental in building and maintaining Affirm's critical database infrastructure.

The Online Storage team manages a suite of database platforms including AWS Aurora (MySQL), DynamoDB, and S3, automating operations and development for all Affirm services. The team handles mission-critical financial data, data science models, and various persistence needs, requiring deep expertise across multiple database systems.

Your role will involve:
- Shaping technical direction and strategy for database architecture
- Working with distributed database technologies, particularly AWS Aurora MySQL
- Designing highly durable and consistent database-as-service architecture
- Building solutions for multi-region, active resharding, and global availability
- Optimizing query performance and schema design
- Leading and mentoring engineers while executing on stakeholder-aligned roadmaps

You'll be joining a fast-growing company that prioritizes building its own technology and investing in engineering talent. The role offers exposure to bleeding-edge open source technologies and the opportunity to solve complex scaling challenges in financial technology.

The position offers competitive compensation ($200,000 - $275,000 depending on location) and comprehensive benefits including fully covered healthcare for you and dependents, flexible spending wallets, and equity opportunities through ESPP.

This is an excellent opportunity to join a mission-driven company that's building honest financial products while tackling interesting technical challenges at scale.

Staff Software Engineer position at Affirm focusing on database infrastructure and distributed systems, offering competitive compensation and comprehensive benefits.

Affirm Engineering Jobs

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest.