Senior Software Engineer, Backend (Consumer Payments)

Affirm is reinventing credit to make it more honest and friendly, offering buy now, pay later services without hidden fees. As part of the Consumer Payments team, you'll work on Affirm's Payment Processing Network, handling billions in annual payments. The role focuses on building high-throughput, highly available systems that scale with business growth.

You'll collaborate with teams across the US and Europe, developing features and improving key metrics to ensure users can pay conveniently while maintaining financial health. The position involves leading quarterly goals, guiding engineers through complex problems, and ensuring team support throughout delivery.

Key responsibilities include collaborating with product management and design teams, identifying and solving technical challenges, maintaining system availability, fostering quality standards, and developing team talent. You'll work with modern technologies like Python, Kotlin, AWS, MySQL, and Kubernetes to build robust distributed systems.

The role offers competitive compensation ($190,000 - $240,000 in CA, WA, NY, NJ, CT; $169,000 - $219,000 in other US states) plus equity and comprehensive benefits. Affirm provides a remote-first environment with excellent work-life balance, including generous time off and flexible spending wallets for various needs.

This is an excellent opportunity for experienced backend engineers passionate about building scalable financial systems while contributing to a mission of making credit more accessible and transparent for consumers.