Software Engineer II, Backend (Loan Originations & Reporting)

Affirm is revolutionizing the credit industry by providing honest and friendly buy-now-pay-later solutions without hidden fees or compounding interest. The Loan Originations & Reporting (LOR) team is at the heart of Affirm's operations, managing critical systems for loan booking, capital funding, and reporting globally.

As a Software Engineer II on the LOR team, you'll work on mission-critical processes where reliability and financial accuracy are paramount. The role offers a unique blend of technical and operational challenges, working with systems that handle loan origination, allocation, and reporting across Affirm's global operations.

The team culture emphasizes openness and collaboration, where engineers actively participate in architectural discussions, provide peer support, and engage in continuous improvement through direct feedback and retrospectives. You'll have the opportunity to own large-scale systems while receiving strong mentorship.

Working at Affirm comes with excellent benefits, including fully covered healthcare premiums for you and dependents, flexible spending wallets for technology and lifestyle needs, competitive vacation policies, and an Employee Stock Purchase Plan. The company maintains a remote-first culture, offering flexibility while occasionally requiring office presence for certain roles.

This role offers competitive compensation with base pay ranging from $160,000 to $210,000 in select states (CA, WA, NY, NJ, CT) and $142,000 to $192,000 in other US states. You'll be part of a team that values accountability, curiosity, and continuous learning, while working on systems that directly impact Affirm's core business operations.