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Senior Backend Engineer

A financial technology company providing helpful, easy, and free core banking services to help everyday Americans unlock their financial progress.
$176,490 - $245,100
Backend
Senior Software Engineer
Hybrid
1,000 - 5,000 Employees
5+ years of experience
Finance

Job Description

Chime, a leading fintech company revolutionizing banking services, is seeking a Senior Backend Engineer to join their growing engineering team. This role offers an exciting opportunity to work on APIs and banking platform features that directly impact millions of users' financial well-being.

The position comes with a competitive compensation package ranging from $176,490 to $245,100, plus equity and comprehensive benefits. As a Senior Backend Engineer, you'll be at the forefront of developing and scaling the systems that power Chime's member-facing products. The role requires 5+ years of production environment experience, with a focus on Ruby on Rails and distributed systems architecture.

Your responsibilities will span from designing and implementing APIs to collaborating with cross-functional teams on solving member pain points. You'll work in a hybrid environment (4 days in office, Fridays remote) in San Francisco, where you'll be part of a team dedicated to maintaining high technical standards and building resilient systems.

Chime offers an impressive benefits package including medical, dental, and vision insurance, 401k matching, up to 24 weeks of parental leave, and a $15k lifetime reimbursement for family planning. The company's culture emphasizes work-life balance with generous vacation policies and company-wide Chime Days.

The ideal candidate will bring strong experience with transactional databases and caching systems, along with a passion for writing maintainable, well-tested code. You'll be joining a mission-driven company that's helping everyday Americans achieve financial progress through innovative technology solutions.

This role presents an excellent opportunity for a senior engineer who wants to make a meaningful impact while working with modern technologies in a fast-paced, fintech environment. You'll be part of a team that values problem-solving, continuous learning, and maintaining high technical standards while building products that help millions of users manage their finances more effectively.

Last updated 22 days ago

Responsibilities For Senior Backend Engineer

  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
  • Collaborate with cross functional teams to understand member pain points and come up with solutions
  • Proactively identify opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards

Requirements For Senior Backend Engineer

Ruby
Redis
  • 5+ years developing software in a production environment at scale
  • Proven experience with Ruby on Rails or comparable frameworks
  • Experience working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • Enjoyment in learning and diving into the deepest levels of how things work
  • Start-up experience as an added plus

Benefits For Senior Backend Engineer

401k
Medical Insurance
Dental Insurance
Vision Insurance
Parental Leave
  • Competitive salary
  • 401k match
  • Medical, dental, vision, life, and disability benefits
  • Generous vacation policy and company-wide Chime Days
  • Annual wellness stipend
  • Up to 24 weeks paid parental leave for birthing parents
  • 12 weeks paid parental leave for non-birthing parents
  • Backup child, elder, and/or pet care
  • Subsidized commuter benefit
  • $15k lifetime reimbursement for family planning
  • In-office perks and events
  • 4 days in office, Fridays remote