Software Engineer - Payments

Modern Treasury is seeking a Software Engineer to join their Payments Engineering team, focusing on scaling payment transmission and bank coverage. This role offers an exciting opportunity to work on cutting-edge payment infrastructure, supporting real-time payments like RTP and FedNow across 40+ currencies and 100+ countries.

The position involves developing mission-critical payment solutions used for various applications including payroll, property management, real estate, insurance, and digital wallets. Modern Treasury's platform serves as a crucial interface between customers and banks, similar to how Twilio simplified communication networks. The platform handles transactions within a market moving over $750 trillion annually via bank payments.

As a Software Engineer, you'll be instrumental in shaping the future of instant payments, working with technologies like Ruby on Rails, PostgreSQL, and Redis. The role offers competitive compensation ($120K-$240K) plus equity, with flexibility to work from San Francisco, New York, or remotely from selected states.

The ideal candidate should have 2+ years of software engineering experience, strong SQL database knowledge, and a passion for solving complex payment systems challenges. You'll join a dynamic team that values mentorship, collaboration, and technical innovation, working on projects that directly impact the evolution of modern payment infrastructure.

Modern Treasury, founded in 2018 in San Francisco, has established itself as a leader in payment operations platforms, offering AI-powered solutions for faster payments, smarter workflows, and real-time visibility. This role presents an excellent opportunity for engineers looking to make a significant impact in the fintech space while working with cutting-edge payment technologies.