Senior Software Engineer, Embedded Finance

Toast is seeking a Senior Software Engineer to join their Embedded Finance team, focusing on building innovative financial services tailored specifically for restaurants. As a key member of the team, you'll be instrumental in developing new capabilities including lending products, credit cards, equipment financing, and bank accounts customized for the restaurant industry.

The role combines technical expertise with business impact, as you'll be working on solutions that directly affect Toast's 100,000+ restaurant customers. You'll be part of a collaborative environment where you'll interact with Design, Product, and QA teams to build robust and scalable full-stack applications. The position requires strong backend development skills, particularly in Java or Kotlin, along with experience in distributed systems and modern web technologies.

What makes this role exciting is the opportunity to shape the future of restaurant financial services while working with cutting-edge technologies, including AI tools to enhance development workflows. You'll have the chance to mentor other team members, influence technical decisions, and see your work make a real difference in helping restaurants thrive.

The position offers competitive compensation ($134,000-$214,000) along with equity, comprehensive benefits, and the flexibility of remote work. Toast values diversity and inclusion, fostering a culture where different perspectives are celebrated. They're particularly interested in candidates who are passionate about user experience and can translate complex technical concepts into practical solutions that help restaurants succeed.

This is an excellent opportunity for a senior engineer who wants to combine technical excellence with meaningful business impact, working on financial products that make a difference in the restaurant industry. The role offers both technical challenges and growth opportunities, with the chance to work on innovative solutions in the rapidly evolving intersection of fintech and restaurant technology.