Senior Software Engineer, Embedded Finance

Toast is seeking a Senior Software Engineer to join their Embedded Finance team, focusing on building innovative financial capabilities for the restaurant industry. This role combines technical expertise with the opportunity to impact the restaurant technology sector directly.

The position involves developing new embedded finance capabilities including lending products, credit cards, equipment financing, and bank accounts specifically tailored for restaurants. With Toast's platform being used by over 100,000 restaurants, this role offers the chance to make a significant impact at scale.

As a Senior Software Engineer, you'll be working with modern technologies including Java and Kotlin, building distributed systems and microservices. The role requires strong technical skills in backend development, along with experience in REST, GraphQL, and enterprise messaging systems. You'll be collaborating with cross-functional teams including Design, Product, and QA to deliver robust and scalable solutions.

The ideal candidate will bring 5+ years of backend experience and a passion for creating high-quality, reliable services. Beyond technical skills, you'll need excellent communication abilities to work effectively across teams and mentor others. This role offers competitive compensation ($134,000-$214,000) and the flexibility of remote work, preferably from the EST or CST time zones.

Toast offers a comprehensive benefits package including medical, dental, and vision insurance, equity opportunities, and parental leave. The company embraces diversity and inclusion, fostering a hybrid work model that values both in-person collaboration and individual needs. This is an excellent opportunity for someone who wants to combine technical expertise with direct business impact in the restaurant technology sector.