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Senior Software Engineer, Embedded Finance

Toast builds restaurant platforms that help restaurants adapt, take control, and get back to what they do best: building the businesses they love.
$134,000 - $214,000
Backend
Senior Software Engineer
In-Person
1,000 - 5,000 Employees
5+ years of experience
Finance

Description For Senior Software Engineer, Embedded Finance

Toast is seeking a Senior Software Engineer to join their Embedded Finance team, focusing on building innovative financial services for the restaurant industry. This role presents an exciting opportunity to work on a platform that serves over 100,000 restaurants, developing crucial financial products including lending solutions, credit cards, equipment financing, and bank accounts specifically designed for the restaurant sector.

The position combines technical expertise with business impact, requiring strong backend development skills particularly in Java or Kotlin, and experience with modern web technologies, distributed systems, and microservices. You'll be part of a collaborative team environment, working alongside Design, Product, and QA professionals to build robust and scalable applications that directly impact the restaurant industry.

As a Senior Software Engineer, you'll have the opportunity to influence technical decisions, participate in architectural discussions, and mentor other team members. The role demands someone who can not only write high-quality code but also contribute to product strategy and design discussions. Toast's commitment to the restaurant community is evident in their mission to help restaurants adapt and take control of their businesses.

The compensation package is competitive, with a base salary range of $134,000-$214,000 USD, plus additional benefits including equity opportunities, comprehensive healthcare, and performance-based bonuses. Toast embraces a hybrid work model that balances in-person collaboration with individual needs, fostering a strong culture of connection while working to empower the restaurant community.

This role is perfect for someone who is passionate about creating impactful financial solutions, enjoys working in a collaborative environment, and wants to be part of a company that's transforming the restaurant industry through technology. The position offers both technical challenges and the satisfaction of seeing your work make a real difference in helping restaurants thrive.

Last updated 3 hours ago

Responsibilities For Senior Software Engineer, Embedded Finance

  • Join a collaborative team of Design, Product, QA, and other engineering members in developing robust and scalable full-stack software applications
  • Provide design feedback and participate in code reviews to ensure implementation meet requirements
  • Gain an understanding and contribute to team discussions on product features, design, marketing, and strategy
  • Participate in architectural discussions and influence the technical roadmap
  • Advocate for best coding practices to raise the bar for you, your team, and the company
  • Mentor and provide technical guidance to other team members

Requirements For Senior Software Engineer, Embedded Finance

Java
Kotlin
  • 5+ years of back-end experience in Java, Kotlin, or other object-oriented languages
  • Proficient with modern web standards and technologies (e.g. REST, GraphQL)
  • Experience with distributed systems, enterprise messaging systems, and/or microservices
  • Experience delivering high-quality, reliable services to production
  • Excellent cross-team communication skills on complex technical topics
  • Passionate about making users happy and seeing people use your product in the wild

Benefits For Senior Software Engineer, Embedded Finance

Medical Insurance
Dental Insurance
Vision Insurance
  • Base salary range $134,000—$214,000 USD
  • Cash compensation (overtime, bonus/commissions, if eligible)
  • Benefits
  • Equity (if eligible)

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