Principal Software Engineer, Capital Marketplace

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Capital Supply Vertical is the fuel that powers Upstart's AI based lending operations. As a Principal Engineer at Upstart on the Capital Supply team, you will collaborate with all parts of the Upstart business and engineering, including Machine Learning, Data Engineering, Product Management, Product Design, Platform, Servicing, Lending Partnerships, and Auto.

Key Responsibilities:

• Help define the Capital Supply engineering's longer term technical roadmap
• Guide the architectural evolution of Capital Supply systems
• Uncover and drive alignment across complex technical requirements
• Proactively evaluate, prototype, and roll out new technologies
• Partner with product leaders to shape product direction
• Lead from the front, while mentoring and developing technical leaders
• Identify and prioritize high leverage opportunities

The role offers competitive compensation, comprehensive benefits including medical/dental/vision coverage, 401(k) matching, equity through ESPP, generous PTO, and a collaborative work environment. As a digital-first company, Upstart offers flexibility in work location with offices in San Mateo, Columbus, and Austin.

Join us in our mission of enabling access to effortless credit based on true risk. Your expertise will be crucial in shaping the future of lending technology and making a meaningful impact on financial accessibility.