Senior Software Engineer, Product

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

Within Upstart's Small Dollar Loans team, we're building an exciting new product to empower people with the tools and access they need to gain control over their financial lives. We're building a new, AI-native team from the ground up, rethinking how we collaborate and the tools we use.

As a Senior Software Engineer focused on Backend, B2C product development, you will:

• Build high quality web features for the Small Dollar Loans product
• Lead projects from requirements through design and implementation
• Mentor other engineers
• Collaborate on developing northstar designs and engineering strategy
• Review code from other engineers

We're looking for someone with:

• 5+ years of backend web application development experience
• Proficiency in Kotlin, Ruby, Java, or C# and multiple programming languages
• Product-oriented mindset and passion for user experience
• Deep knowledge of software development principles and scalable systems
• Strong problem-solving abilities
• Experience with Next.js, Vercel, Spring Framework (preferred)

We offer competitive compensation ($142,000-$226,400), comprehensive benefits including medical/dental/vision, 401(k) matching, equity, and a digital-first culture allowing work from anywhere in the US. Join us in our mission to enable access to effortless credit based on true risk.