Senior Software Engineer, Product

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

Within Upstart's Small Dollar Loans team, we're building an exciting new product to empower people with financial tools and access they need. As a Senior Software Engineer focused on Full Stack, B2C product development, you will:

• Build high-quality web features for the Small Dollar Loans product
• Lead projects from requirements through design and implementation
• Mentor other engineers and collaborate on northstar designs
• Review code across the team and organization
• Work in a digital-first environment with quarterly in-person collaboration

The ideal candidate will have 5+ years of full stack web development experience, with proficiency in Kotlin/Ruby/Java/C# and React.js. You'll be part of building an AI-native team from the ground up, rethinking collaboration and tooling approaches.

We offer competitive compensation ($163,600-$226,400 base), equity, comprehensive benefits, and the opportunity to make a real impact on financial access through technology. Join us if you're passionate about using AI and engineering to create more inclusive financial systems.

As a digital-first company, you can work remotely across the US or from our offices in San Mateo, Columbus, or Austin. The role involves quarterly 3-day on-site collaboration sessions with travel covered by Upstart.