Senior Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

As a Senior Software Engineer on the Servicing Engineering team, you'll play a crucial role in developing cutting-edge loan servicing platforms and business process automation. The team focuses on ensuring smooth loan management, optimizing collections, and cultivating strong customer relationships while delivering an intuitive user experience for both borrowers and internal stakeholders.

You'll be expected to lead cross-team projects, drive both existing and greenfield initiatives, and proactively seek ways to expand impact beyond immediate tasks. As a technical leader, you'll work across the whole stack and think like a product manager and business owner when needed. You'll handle high-stakes calls with 3rd parties and customers while mentoring other engineers.

The position offers competitive compensation including base pay, bonus & equity, comprehensive benefits, and a digital-first work environment. You'll have the flexibility to work remotely across the US or from offices in San Mateo, Columbus, or Austin, with regular team onsites for collaboration.

This role is perfect for experienced engineers who thrive on making meaningful impact, enjoy mentoring others, and want to join a mission-driven company focused on expanding access to affordable credit through innovative technology.