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Software Engineer, Capital Insights

Leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
San Mateo, CA, USAColumbus, OH, USAAustin, TX, USA
$142,000 - $196,600
Backend
Mid-Level Software Engineer
Hybrid
1,000 - 5,000 Employees
3+ years of experience
Finance · AI

Description For Software Engineer, Capital Insights

Upstart, a leading AI lending marketplace, is seeking a Software Engineer to join their Capital Insights engineering teams. This role offers an exciting opportunity to shape the future of financial technology while working with cutting-edge tools and technologies.

The position involves developing and maintaining reporting systems that support capital markets and lending operations. As part of this role, you'll be instrumental in defining the future state of reporting infrastructure and driving innovation to meet growing business demands. The team operates in a collaborative environment, working closely with data engineering, product management, and compliance teams.

What makes this role particularly appealing is the combination of technical challenges and business impact. You'll be working with modern technologies like Ruby on Rails, Kotlin, PostgreSQL, and React, while building systems that directly influence the company's capital markets operations. The role offers flexibility with remote work options across the US, as well as opportunities to work from offices in San Mateo, Columbus, or Austin.

The compensation package is highly competitive, ranging from $142,000 to $196,600 USD, complemented by comprehensive benefits including medical coverage, 401(k) matching, equity opportunities, and various wellness programs. The company culture emphasizes work-life balance with generous leave policies and regular team collaboration sessions.

This position is ideal for someone with 3-5 years of software development experience who is passionate about building scalable systems and has a strong background in full-stack development. The role offers significant growth potential within a rapidly expanding fintech company that's using AI to revolutionize lending accessibility.

Working at Upstart means joining a mission-driven company that's focused on enabling access to effortless credit based on true risk. The company's digital-first approach and commitment to innovation make it an exciting place for engineers who want to make a meaningful impact in the financial technology sector.

Last updated 3 days ago

Responsibilities For Software Engineer, Capital Insights

  • Collaborate with product managers, engineers, and business stakeholders to deliver projects
  • Assist in the design, development, and maintenance of self-service tools
  • Work with business stakeholders to identify opportunities for process optimization
  • Develop scalable, reliable systems
  • Ensure security, performance, and availability of critical platforms
  • Participate in code reviews, testing, and deployment of high-quality code

Requirements For Software Engineer, Capital Insights

Ruby
Kotlin
PostgreSQL
React
Python
Kafka
  • 3-5 years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
  • Experience with Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
  • Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
  • Experience with microservices architecture and real-time data processing pipelines
  • Familiarity with database technologies such as SQL and data warehousing solutions
  • Good communication and teamwork skills

Benefits For Software Engineer, Capital Insights

Medical Insurance
Dental Insurance
Vision Insurance
401k
Equity
Parental Leave
  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage
  • 401(k) with 100% company match up to $4,500
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Catered lunches + snacks & drinks when working in offices

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