Maximize Your Equity And Benefits In Tech [Part 17] - 401(k) And IRA Basics

Understanding retirement accounts is essential for long-term financial planning. Here’s the core points from the lesson:

• 401(k)s allow automated payroll contributions (up to $23,500 in 2025 for those under 50), often include employer matching, and offer pre-tax or Roth contribution options
• Contributions reduce taxable income but are still subject to payroll taxes like Social Security and Medi