Pros: You get to work with industry experts, with specializations ranging from Finance, Business Development, Sales, Engineering, and Data Science. Extremely quick iteration time, and very rewarding work (you get to help customers understand credit on a day-to-day basis). The leadership team is extremely competent and has a lot of experience founding and running fintech companies. The challenges that arise from working with money are interesting to solve and have small to non-existent margins of error. As a result, the work you deliver is of consistently high quality. The management is very open and vocal with employees about business decisions. Competitive pay and benefits.

Cons: - Working for any startup has some volatility associated with it, as your performance is somewhat pegged to the market. - Dealing with fraudulent users/accounts.

Pros: Good people and interesting product

Cons: Unfocused leadership, tech in disarray

Pros: Great group of smart, kind, and highly motivated people. Lots of company events and many opportunities to bond with co-workers. Interesting product, innovating in the fintech space. Free lunch and dinner and plenty of snacks. AMAZING views of SF and China Town. Great gym stipend and commuter benefits. High growth company with lots of new interesting projects and products in planning.

Cons: The only negative I could think of is that sometimes I work more than 40 hours a week. But it isn't a lot more. Also, this isn't because I am forced to. I am just interested in what I am working on.