Pros: I feel like there is a lot of transparency about the state of the company, which makes the relationship with the executives feel genuine. Max does a great job of staying engaged with the team and driving as a leader, not a dictator like some executives I've seen in the past. In terms of my position, I felt the pressure when I first started due to a drive to reach a product launch on time. This was a new experience for me, but I never felt taken advantage of or overworked. My team is great, and I have only good words about other teams I have worked with at the company.

Cons: It is a larger company, but still in a pseudo start-up mode, so it can be fast-paced at times.

Pros: You get to work with industry experts, with specializations ranging from Finance, Business Development, Sales, Engineering, and Data Science. Extremely quick iteration time, and very rewarding work (you get to help customers understand credit on a day-to-day basis). The leadership team is extremely competent and has a lot of experience founding and running fintech companies. The challenges that arise from working with money are interesting to solve and have small to non-existent margins of error. As a result, the work you deliver is of consistently high quality. The management is very open and vocal with employees about business decisions. Competitive pay and benefits.

Cons: - Working for any startup has some volatility associated with it, as your performance is somewhat pegged to the market. - Dealing with fraudulent users/accounts.

Pros: People at Affirm are passionate, smart, humble, collaborative, and kind. I love how we're all aligned and united by our mission to build honest financial products that improve lives. The culture is transparent and based on trust. I've made great strides in my growth and career at Affirm through amazing, impactful opportunities, and with the support of my fantastic manager and team.

Cons: Developer tooling needs improvement. We're investing in it and working on it.