Pros: - Fast growing - Nice people - Approachable upper management - 2 days of free lunch (although this is maybe below standard for tech companies in the Bay)

Cons: - The multiple pivots in the company's lifetime mean you have employee cohorts that weren't hired for the current vision, and don't have the right skillset to execute for the future goals. - The engineering talent is second-tier - Lack of career development - So much internal politics - No 401K - Business model is very dependent on a few key partners (higher risk of failure)

Pros: * Marqeta is uniquely positioned to disrupt the issuer's processor market, especially with it entering the credit space* Modern tech stack (Microservices, AWS, gRPC, Spring Boot, Open API), good engineering teams, excellent collaboration within the remotely located teams, organically remote friendly (before COVID struck)* Great deal of transparency from leadership, open discussions around business and technical problems being faced and the approaches towards them* Diversity and inclusion is at its core. Quite natural, working with people from diverse backgrounds, I just loved it on first impression. * Pay in line with what one would expect from cash component at FAANGMULA (equity is paper money for now)* Company is currently in growth phase - so a whole lot of scalability and resiliency challenges. Exciting times, exciting problems.* Great from work life balance perspective, no undue pressure

Cons: Perks are good at best, could be better.

Pros: Good culture, good food, good team mates

Cons: No cons, team is good and lot of thing to learn