Pros: - talented colleagues coming from strong and diverse backgrounds - tech is mature, with a lot of built-in tooling enabling rapid development (courtesy of a strong platform team) - fast paced environment and development despite being a bank, very different to other traditional banks in my previous experiences - colleagues have a lot of passion for our product, constant communication on ways to better improve the app - great company culture, very flexible, relaxed, and inclusive

Cons: - There is a lot of work that could be done, so you need to watch out for a good work-life balance - There is a standardised and opinionated tech stack, which some people may not always like, but it does make it easier to understand all microservices

Pros: You're surrounded by genuinely sharp people across engineering and product, which makes for a strong learning environment. The product surface is broad and interesting; there's no shortage of meaningful problems to solve. The company's trajectory and market position feel solid, giving confidence in long-term prospects.

Cons: Internal promotion paths are frustratingly opaque. There's a noticeable pattern of backfilling senior roles with external hires rather than developing and promoting existing talent, which undermines retention and morale for those putting in the work to grow.

Pros: There is a great culture to learn and grow. There are lots of internal transparency. The company has a top-quality technical platform.

Cons: There is low pay relative to top-tier tech companies. A lack of support from functions outside engineering means engineers end up taking on a very broad role to be impactful.