Monzo

You're surrounded by genuinely sharp people across engineering and product, which makes for a strong learning environment.

The product surface is broad and interesting; there's no shortage of meaningful problems to solve.

The company's trajectory and market position feel solid, giving confidence in long-term prospects.

Internal promotion paths are frustratingly opaque. There's a noticeable pattern of backfilling senior roles with external hires rather than developing and promoting existing talent, which undermines retention and morale for those putting in the work to grow.

The company has made/received significant investments and grown considerably, but employees aren't seeing much of the upside.

If you want to retain your best people, find ways to share the value creation more meaningfully, whether through better comp progression, equity refreshes etc.