Monzo

Exciting and demanding work where you are expected to be great at what you do. There's a real sense of achievement and purpose within the team. The company as a whole is very directed and focused on building the bank.

There's a strong internal culture and community and it's easy to make friends. The remuneration package comes with lots of stock option and everyone in the company gets options. Flexible hours and relaxed in office policy. Hyper growth is super exciting.

They go hand in hand with the pros

• it's a startup that is still on its launchpad
• achieving profitability is the big sword of Damocles above and that is a constant driver.

Its very busy and sometimes it is difficult to carve out time to ask questions or to get training. You need to be quite self sufficient to work in some teams. Pay is below market rate (you get stock). Hyper growth is painful sometimes.

As we grow we need to continually worry about the culture at Monzo. Other than that I think you are doing the most important thing which is to be continually present and available to lead.