Monzo

Everyone at Monzo is very friendly and generally a pleasure to work with, and very willing to help others out. Something which is not necessarily the case across all tech companies.

There is overall a positive work culture, with software engineers well treated and respected.

Monzo has a very opinionated platform which is great for service uniformity and being able to dive into other teams code. It does however make the challenge of working on a product team somewhat less interesting and challenging, with many of what I would see the most interesting/challenging problems being owned by platform engineering teams. I personally really miss the 'true' full end to end ownership of services, that I experienced with previous employers.

I think Monzo as engineering organisation could do a better job of being more vocally self critical. I think this would be beneficial for Monzo and the engineering organisation itself. While pay is competitive - it doesn't match what is on offer at FAANG companies, though this is partly made up by relatively generous option grants. However, options aren't liquid unlike RSU's.

Give new joiners the choice of what team/product area they join. There should be some component of team matching - as Monzo is hiring across multiple engineering teams.