Monzo

Lots of autonomy and opportunity to branch out. No idea is likely to be dismissed without good reason, and good ideas can become reality pretty quickly if well proposed. Pay is good, but it's very hard to increase it once it's set.

Share options are generous, with the caveat that Monzo is not public and the value is entirely theoretical.

While I hear from people in my position in other teams that work happens smoothly, with everyone pulling together, but that is not the reality in my team. The priority, focus, ideas, and assumptions can 180 from minute to minute, a massive disconnect between layers of management, and huge problems and delays caused by fast and slap-dash work constantly being introduced over and over again by making the same short-sighted decisions.

Progression is very difficult. Doing good work is not enough; you need to fit, you need to go beyond your role in a way that's impossible to define, and 'who you know' is far too influential.

Trust your engineers and give them the time to get things right.

Stop doing the same thing over and over and then being surprised by the same dire results.