Pros: Culture is great in certain areas.

Cons: They are moving more towards being an Ivy League FAANG company, which has killed the culture.

Pros: Smart, talented engineering team. Opportunity to acquire an extremely inflated title if you're terrible at programming but want to pretend you're good.

Cons: Politics and big-company attitude. Upper management does not care about the Montana engineering team at all.

Pros: Get to work with cutting-edge technology.

Cons: Complete lack of organization or accountability from management. Rarely interact with management, and when you do, they are oblivious and unaccountable. It's pulling teeth to get documentation out of management, and when you do, it's so rough and ready that it's not useful. Put shortly, I'm unsure what value management provides at SoFi. At my level, I do not see any output. "Feedback" is touted here, but when given upwards is met with deflection and gas-lighting. "Why haven't you been saying something?" is a common response to feedback, while you are actively saying that very something. "Ownership" is often touted at SoFi as well, but rarely do you find management stepping up and owning their role. Engineers are left to do project management, often left to define requirements, and then pay the price for the dysfunction. All of these cons are discouraged by SoFi's company values, but the company values seem to resonate with very few in management. They'd rather appear as if everything is fine and hear no evil than "Be Gritty and Accountable" (value 7) or "Do the right thing" (value 6).