Pros: People are nice and friendly.

Cons: There is a lot of tech debt that needs to be addressed.

Pros: There is great teamwork and mobility if you put in extra effort.

Cons: The release process is onerous.

Pros: I’ve worked at Upstart for a few years, and overall, it’s been a mixed experience. There are some incredible people at this company—talented engineers, strong cross-functional teams, and pockets of leadership that truly invest in their people. If you land on one of these teams, you’ll find opportunities to grow, learn, and make a tangible impact.

Cons: There are some areas where leadership seems to have significant blind spots. Certain managers can play the political game well, often deflecting blame and avoiding accountability. Unfortunately, this creates a toxic environment where those not skilled in office politics might feel isolated or undervalued. If you’re unlucky enough to work under this type of leadership, it can be frustrating and difficult to find support or have your contributions recognized. Another challenge is work-life balance. Expectations are high, and it often feels like there’s always more to be done, with little regard for time off or mental well-being. While some managers are understanding and flexible, that’s not the case across the board. Burnout can be a real issue if you’re not careful about setting boundaries.