Pros: - Annual "Wise Days" trip to Estonia. Probably going to be phased out. - Some of the developers are good. - Attractive new Austin office.

Cons: Toxic work environment. Management bullies people into talking badly about others behind their backs. Employees are often fired without notice and with no severance, even if they are on work visas. Management is inexperienced and consistently makes bad business decisions, costing the company millions. Middle management walks around in suits every day showing off their Rolexes, while most of the employees (customer service) are making minimum wage. The company is trying hard to be a FAANG, but doesn't understand marketing and doesn't pay enough to attract decent talent.

Pros: Autonomous, flexible, and remote working. Trips abroad.

Cons: Demanding work, but normal at fintech.

Pros: 1. Great office. 2. Amazing colleagues. 3. Love the autonomy that each team has. 4. No matter your role, you will have to be involved in thinking about the product. If you stay for a while, you would get a chance to make decisions about changing the lives of millions.

Cons: It can be a bit stressful at times because we're dealing with people's money.