Pros: Transparency with salary, performance, and promotions is important. There are ambitious and welcoming people to work with. There is a lovely office with free snacks and drinks.

Cons: 2 days in office required, might put some people off. Focus on performance can be overwhelming if not from fintech background.

Pros: Up to date with tech stack trends, flat structure, good progression and exposure to opportunities, smart people

Cons: The overall compensation (including bonus) could be higher. Providing better tooling for a a productive working set up: laptops, monitors,..

Pros: - one of smartest people I ever worked with - lots of opportunities if you have appetite to learn and do

Cons: Since I have joined, it definitely has been a downhill culture-wise. Previously, a lot was explained with a positive attitude and being people-friendly; now there's nothing left: - relatively low salary compared to other companies in the market - low pension contributions - no benefits related to workplace (used to be extra % on peer-to-peer lending), constant pressure to deliver more and quicker - now, mandatory returns to the office Raises and promotions are a popularity contest, so it's way more important how vocal you are, rather than what is actually done. Many important decisions are not justified (at least publicly) - leadership tends to ask themselves another question they answer, smoothly avoiding the original one. Recently they've even begun moderating the inconvenient ones. It feels like it's no longer about doing the right thing for long-term value, but encouragement to push quickly. Last, but not least, the leadership team changes their mind very often and changes the narrative as it fits at the moment, which makes it difficult to believe them. I can see replies about having a chat regarding these comments. Feedback keeps coming in real time to the decisions taken, so definitely worth listening to employees instead of turning the blind eye on their feedback.