Pros: - one of smartest people I ever worked with - lots of opportunities if you have appetite to learn and do

Cons: Since I have joined, it definitely has been a downhill culture-wise. Previously, a lot was explained with a positive attitude and being people-friendly; now there's nothing left: - relatively low salary compared to other companies in the market - low pension contributions - no benefits related to workplace (used to be extra % on peer-to-peer lending), constant pressure to deliver more and quicker - now, mandatory returns to the office Raises and promotions are a popularity contest, so it's way more important how vocal you are, rather than what is actually done. Many important decisions are not justified (at least publicly) - leadership tends to ask themselves another question they answer, smoothly avoiding the original one. Recently they've even begun moderating the inconvenient ones. It feels like it's no longer about doing the right thing for long-term value, but encouragement to push quickly. Last, but not least, the leadership team changes their mind very often and changes the narrative as it fits at the moment, which makes it difficult to believe them. I can see replies about having a chat regarding these comments. Feedback keeps coming in real time to the decisions taken, so definitely worth listening to employees instead of turning the blind eye on their feedback.

Pros: Some great people but quite a lot have sadly already left Maternity / Paternity is very generous

Cons: I don't think I've worked in a company that has worse morale across multiple departments and teams. Senior leaders appear to be constantly shooting from the hip making decisions without accountability. Product making decisions with what seems immediate value is the only consideration. If you want to work somewhere where you're proud of the work you put out Zopa isn't it. Some teams have only associates in them which is embarrassing for a number of different reasons, for me this is the perfect example of how Zopa views your development - they absolutely don't care. Senior leadership extremely out of touch Hit a brick wall once hitting senior 5* star reviews to push back up the rating leaves me even more disillusioned, rather than address most the issues that have been raised senior leaders or newly joined are often pressured to write reviews said 5* reviews - this to me says a lot about the attitudes of the company.

Pros: Snacks Some good engineers Hybrid working

Cons: Leadership No career progression Average salary