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Experienced Software Engineer - Consumer

Plaid powers financial tools that millions rely on, connecting financial accounts to apps and services across 12,000 institutions in the US, Canada, UK and Europe.
$202,800 - $330,000
Backend
Senior Software Engineer
Hybrid
501 - 1,000 Employees
8+ years of experience
Finance · Enterprise SaaS

Description For Experienced Software Engineer - Consumer

Plaid is a fintech powerhouse that's revolutionizing how people interact with their finances. As the backbone connecting thousands of apps like Venmo and SoFi to over 12,000 financial institutions across the US, Canada, UK, and Europe, Plaid is at the forefront of financial innovation. They're now seeking an Experienced Software Engineer to join their Consumer team, which is breaking new ground in direct-to-consumer products.

This role offers a unique opportunity to shape Plaid's first consumer-facing products from the ground up. As a senior technical leader on a small, fast-moving team, you'll be instrumental in designing and building the systems that power these new experiences. The position combines technical leadership with hands-on development, requiring both architectural vision and practical implementation skills.

The ideal candidate will bring 8+ years of software engineering experience and 2+ years of project leadership. You'll be expected to mentor other engineers, make crucial architectural decisions, and collaborate across functions to drive product success. The role offers significant autonomy and influence over the technical direction of Plaid's consumer platform.

Working in a hybrid setting from San Francisco, you'll enjoy competitive compensation ($202,800 - $330,000 base salary) plus equity and comprehensive benefits. This is a chance to join a mission-driven company that values diversity and aims to unlock financial freedom for everyone. If you're passionate about building intuitive, high-trust financial experiences and want to shape the future of consumer fintech, this role offers the perfect blend of technical challenge and product impact.

Last updated 6 days ago

Responsibilities For Experienced Software Engineer - Consumer

  • Design and build backend systems that power our consumer-facing experiences
  • Drive technical execution on major features by collaborating closely with product, design, and infrastructure teams
  • Run experiments and use data to iterate on user-facing features and improve adoption
  • Mentor engineers and contribute to a strong, inclusive team culture
  • Influence the long-term technical direction of Plaid's consumer platform

Requirements For Experienced Software Engineer - Consumer

  • 8+ years of experience in software engineering, with a proven track record of delivering successful projects
  • 2+ years of experience as a project lead, working with other engineers, and other functions (product, design, data science) to drive execution
  • Familiarity with running experiments and using data to inform product and technical decisions
  • Strong user empathy and ability to balance technical tradeoffs with product outcomes
  • Demonstrated leadership skills, including mentoring junior engineers

Benefits For Experienced Software Engineer - Consumer

Medical Insurance
Dental Insurance
Vision Insurance
401k
Equity
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k)
  • Equity

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