Upstart, a leading AI lending marketplace, is seeking a Senior Software Engineer to join their Capital Marketplace engineering teams. This role is crucial in powering Upstart's AI-based lending operations through the Capital Marketplace Vertical, which manages relationships with both Lending Partners and Investors.
The position offers a unique opportunity to work on high-impact projects that directly influence the company's core lending operations. As part of the Capital Marketplace team, you'll be responsible for developing and maintaining systems that handle investor relations, financial reporting, and optimization of funding connections between customers and suppliers.
The role combines technical expertise with business impact, requiring strong full-stack development skills and experience with modern technologies like Ruby on Rails, Kotlin, PostgreSQL, and React. You'll work in a distributed systems environment, handling real-time data processing pipelines and cloud-native applications.
What makes this role particularly exciting is the opportunity to work at the intersection of technology and financial services, helping to revolutionize the lending industry through AI and automation. The position offers flexibility with remote work options and regular on-site collaboration sessions (3 days per quarter).
The compensation package is highly competitive, including base salary, bonus, and equity, along with comprehensive benefits such as medical coverage, 401(k) matching, and various allowances for wellness and technology. The company culture emphasizes work-life balance, professional growth, and inclusive team collaboration.
This is an ideal opportunity for experienced engineers who want to make a significant impact in the fintech space while working with cutting-edge technologies and a talented team. The role offers both technical challenges and the satisfaction of contributing to Upstart's mission of enabling access to effortless credit based on true risk.