Senior Software Engineer, Capital Marketplace

Upstart, a leading AI lending marketplace, is seeking a Senior Software Engineer to join their Capital Marketplace engineering teams. This role is crucial in powering Upstart's AI-based lending operations through the Capital Marketplace Vertical, which manages relationships with both Lending Partners and Investors.

The position offers an exciting opportunity to work on high-performance teams responsible for onboarding and maintaining Capital Marketplace relations. You'll be involved in providing reports, forecasting, financial reporting, and optimizing the connection between the customer base and funding suppliers.

As a digital-first company, Upstart provides flexibility in work location, offering remote work across the US or the option to work from offices in San Mateo, Columbus, or Austin. The team operates across all U.S. time zones and has quarterly on-site collaboration sessions (3 days per quarter) with travel expenses covered by the company.

The role combines technical expertise with business impact, requiring strong full-stack development skills and experience with modern technologies like Ruby on Rails, Kotlin, PostgreSQL, React, and cloud platforms. You'll be working on critical systems that directly influence the company's lending operations and investor experience.

The compensation package is competitive, ranging from $163,600 to $226,400 USD, plus comprehensive benefits including medical, dental, and vision coverage, 401(k) matching, equity opportunities, and various wellness programs. The company culture emphasizes collaboration, innovation, and work-life balance, with both remote and in-person team activities.

This is an excellent opportunity for experienced engineers who want to make a significant impact in the fintech space while working with cutting-edge technologies and contributing to Upstart's mission of enabling access to effortless credit based on true risk.