Senior Software Engineer, Revenue Science

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Revenue Science team builds critical systems that optimize loan offers by balancing customer appeal, lender requirements, and capital availability. Using machine learning, real-time decision engines, and flexible configuration, they power accurate, personalized pricing at scale while ensuring an excellent borrower experience.

As a Senior Software Engineer on the Revenue Science team, you'll:

• Collaborate with product managers, analysts, and engineers to drive smarter pricing decisions and efficient capital deployment
• Design and build real-time services for origination fee computation and offer filtering
• Work with stakeholders to optimize marketplace performance and lender alignment
• Develop scalable systems supporting experimentation and rapid market response
• Ensure security, performance and availability of critical pricing platforms
• Participate in code reviews and quality assurance

The role offers opportunities to deepen backend expertise while working on impactful infrastructure that supports lending growth and helps deliver better offers to more people. You'll be part of a digital-first company with offices in San Mateo, Columbus, and Austin, though most Upstarters work remotely across the US.

This is an excellent opportunity for an experienced engineer passionate about using technology to expand access to affordable credit while working on challenging technical problems at scale. You'll help build systems that directly impact Upstart's core business while collaborating with smart, mission-driven colleagues.