Taro Logo

Software Engineer, Revenue Science

Leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
San Mateo, CA, USAColumbus, OH, USAAustin, TX, USA
$142,000 - $196,600
Backend
Mid-Level Software Engineer
Remote
1,000 - 5,000 Employees
3+ years of experience
AI · Finance

Description For Software Engineer, Revenue Science

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

We are seeking a Software Engineer to join our Revenue Science team. Revenue Science builds the systems that optimize the offers we present to borrowers—balancing customer appeal, lender requirements, and capital availability. We use machine learning, real-time decision engines, and flexible configuration to power accurate, personalized pricing at scale, while ensuring a great borrower experience.

You'll collaborate with engineers and cross-functional partners across Product, Analytics, Machine Learning, and Capital Markets to build scalable systems that respond to changing lender needs, funding dynamics, and borrower behavior. This role offers opportunities to deepen your backend expertise while working on impactful infrastructure that supports Upstart's lending growth.

Key responsibilities include:

  • Collaborating with product managers, analysts, and engineers to drive smarter pricing decisions
  • Designing and building real-time services for origination fee computation and offer filtering
  • Working with stakeholders to optimize marketplace performance
  • Developing scalable systems supporting experimentation
  • Ensuring security and performance of pricing platforms
  • Participating in code reviews and testing

The ideal candidate will have 3-5 years of backend/full-stack experience, strong distributed systems knowledge, and experience with technologies like Kotlin, Python, PostgreSQL, and cloud platforms. Experience in fintech, particularly in dynamic pricing or revenue optimization, is preferred.

As a digital-first company, most Upstarters can work remotely across the US, with offices also available in San Mateo, Columbus, and Austin. The team operates on East/West coast time zones with quarterly in-person collaboration sessions.

Last updated 5 days ago

Responsibilities For Software Engineer, Revenue Science

  • Collaborate with product managers, analysts, and engineers to drive smarter pricing decisions
  • Design, build, and maintain real-time services for origination fee computation and offer filtering
  • Work with stakeholders to optimize marketplace performance
  • Develop scalable systems supporting experimentation
  • Ensure security and performance of pricing platforms
  • Participate in code reviews and testing

Requirements For Software Engineer, Revenue Science

Python
Kotlin
PostgreSQL
Kafka
  • 3-5 years of experience in backend or full-stack software development
  • Experience with Kotlin, Python, PostgreSQL, Ruby on Rails
  • Experience with cloud platforms (AWS, GCP, Azure)
  • Experience with microservices architecture and real-time data processing pipelines
  • Familiarity with database technologies and SQL
  • Good communication and teamwork skills

Benefits For Software Engineer, Revenue Science

Medical Insurance
Dental Insurance
Vision Insurance
401k
Equity
Mental Health Assistance
Parental Leave
  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage
  • 401(k) with 100% company match up to $4,500
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Catered lunches + snacks & drinks when working in offices

Jobs Related To Upstart Software Engineer, Revenue Science