Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Servicing Engineering team plays a crucial role in managing billions of dollars in loans every quarter, focusing on building a loan servicing platform and automating business processes. As a Software Engineer on this team, you'll work on:

• Building and maintaining web interfaces and 3rd party API integrations
• Developing backend business logic for loan servicing
• Making architectural decisions to improve system reliability
• Contributing to platform scalability and automation
• Working with cross-functional partners to optimize workflows
• Implementing solutions that enhance customer experience

You'll be part of a digital-first company where most Upstarters work remotely across the US, with offices in San Mateo, CA, Columbus, OH, and Austin, TX. The role offers competitive compensation, comprehensive benefits, and the opportunity to work on meaningful fintech solutions that improve access to credit.

This is an excellent opportunity for engineers passionate about financial technology who want to make a real impact on loan servicing systems while working with modern technologies like Ruby on Rails and React. You'll be part of a team that values ownership, accountability, and continuous improvement while building solutions that serve millions of customers.