Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Servicing Engineering team plays a crucial role in managing billions of dollars in loans every quarter, focusing on building a loan servicing platform and automating business processes. As a Software Engineer on this team, you'll work on optimizing workflows, integrating systems, and implementing scalable solutions to enhance efficiency and customer experience.

You'll be responsible for:

• Developing full stack web applications across web interfaces, 3rd party API integrations, and backend business logic
• Driving both existing and greenfield projects while keeping end users in mind
• Making architectural decisions to improve software reliability and code maintainability
• Contributing to building an exceptional engineering team culture

The role offers competitive compensation, comprehensive benefits, and the flexibility of a digital-first company where you can work remotely or from offices in San Mateo, Columbus, or Austin. You'll be part of a mission-driven company focused on enabling access to effortless credit based on true risk, working with cutting-edge technologies and making a real impact on the financial services industry.

Join a team that values ownership, growth mindset, and collaborative problem-solving, while building solutions that help maximize collections and strengthen customer relationships through data analytics, machine learning, and automation.