Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Servicing Engineering team plays a crucial role in managing billions of dollars in loans every quarter, focusing on maximizing collections and building strong customer relationships. As a Software Engineer on the team, you'll work on building a loan servicing platform and automating business processes while enhancing efficiency through data analytics, machine learning, and automation.

You'll work closely with cross-functional partners to identify areas for improvement, automate repetitive tasks, and implement scalable solutions. Your role involves working within all areas of the platform from web interfaces and 3rd party API integrations to backend business logic, making architectural contributions to improve reliability and maintainability.

This is an opportunity to join a digital-first company that processes billions in loans quarterly, with offices in San Mateo, CA, Columbus, OH, and Austin, TX. You'll be part of a team that values ownership, accountability, and continuous improvement, while working on meaningful projects that directly impact customer experience and business efficiency.

The role offers competitive compensation, comprehensive benefits, and the flexibility of remote work with regular in-person collaboration sessions. Join a team that's revolutionizing the lending industry through AI and technology, while building your career in a supportive, growth-oriented environment.