Pros: You get to work with industry experts, with specializations ranging from Finance, Business Development, Sales, Engineering, and Data Science. Extremely quick iteration time, and very rewarding work (you get to help customers understand credit on a day-to-day basis). The leadership team is extremely competent and has a lot of experience founding and running fintech companies. The challenges that arise from working with money are interesting to solve and have small to non-existent margins of error. As a result, the work you deliver is of consistently high quality. The management is very open and vocal with employees about business decisions. Competitive pay and benefits.

Cons: - Working for any startup has some volatility associated with it, as your performance is somewhat pegged to the market. - Dealing with fraudulent users/accounts.

Pros: Great benefits (insurance, TC), remote option.

Cons: WLB wasn't great, the environment was toxic.

Pros: - Good benefits - Nice coworkers

Cons: Bad managers are allowed to stay at their job, and there is no recourse if your manager sucks. The company is very bad at DEI and treating women and people of color well. There is lots of advertising about DEI, which makes the majority (people not from these groups) feel like Affirm is doing a lot, but it's largely lip service and unpaid work being done by people from these communities.