Pros: Good team culture and flexible remote working.

Cons: No carrier growth or compensation

Pros: - Current CEO is a genuinely nice guy who always tries to do what is right for the employees and the customers, both borrowers and investors. - Benefits are pretty decent and, other than no free lunch, are better than at a startup. - Very liberal-minded organization that is sensitive about gender and racial equality. - Free snacks, a gourmet coffee bar, onsite gym, and massage, etc. - Very good work-life balance. - If you enjoy working at a bank, this place is better than a bank.

Cons: - No sense of urgency as a business and the exec team has an over-inflated view of the company as a "market leader". No hunger to be great. Just wants to be ok and survive. - The exec team, mainly the CEO and COO, are big talkers but poor at execution. The stock price has been a dud for so long, which proves all the kool-aid talk is just fake news. - Company moves like an old credit union rather than a tech startup. - Bureaucracy of processes and there is a lack of innovation or exciting projects that attracts tech talent. - Because of the sucky stock price and lack of a compelling vision, employees are leaving in droves and the caliber of people it is attracting in its tech pool are not exactly the best and the brightest.

Pros: Mid-line management was great. Work from home or hybrid flexible with time off in emergencies.

Cons: Upper Management: Constant negative change; changing the commission structure as soon as you do well to make it harder to make money.