Pros: * Marqeta is uniquely positioned to disrupt the issuer's processor market, especially with it entering the credit space* Modern tech stack (Microservices, AWS, gRPC, Spring Boot, Open API), good engineering teams, excellent collaboration within the remotely located teams, organically remote friendly (before COVID struck)* Great deal of transparency from leadership, open discussions around business and technical problems being faced and the approaches towards them* Diversity and inclusion is at its core. Quite natural, working with people from diverse backgrounds, I just loved it on first impression. * Pay in line with what one would expect from cash component at FAANGMULA (equity is paper money for now)* Company is currently in growth phase - so a whole lot of scalability and resiliency challenges. Exciting times, exciting problems.* Great from work life balance perspective, no undue pressure

Cons: Perks are good at best, could be better.

Pros: + Great peers within my team + Lots of opportunities to learn about payments (specifically card payments) - no one limits your learning except yourself + Given the chance to build products from ideation to GA

Cons: As with any company in a hyper growth phase there can be misalignment across different teams, sudden re-prioritizations of projects and frequent re-orgs. These are not necessarily all bad and are sometimes needed to ensure the best long term outcomes.

Pros: They have a solid business model.

Cons: Like every other startup, some chaos could happen.