Pros: There is great developer tooling and lots of smart employees.

Cons: Poor compensation and progression, and the transition of CEOs looks like it will make this worse. Beware that it's very likely that you're not going to see any pay increases unless you're in the top percentile in your band, and even then meeting the progression framework is no guarantee. Avoid if you expect career progression.

Pros: Everyone at Monzo is very friendly and generally a pleasure to work with, and very willing to help others out. Something which is not necessarily the case across all tech companies. There is overall a positive work culture, with software engineers well treated and respected.

Cons: Monzo has a very opinionated platform which is great for service uniformity and being able to dive into other teams code. It does however make the challenge of working on a product team somewhat less interesting and challenging, with many of what I would see the most interesting/challenging problems being owned by platform engineering teams. I personally really miss the 'true' full end to end ownership of services, that I experienced with previous employers. I think Monzo as engineering organisation could do a better job of being more vocally self critical. I think this would be beneficial for Monzo and the engineering organisation itself. While pay is competitive - it doesn't match what is on offer at FAANG companies, though this is partly made up by relatively generous option grants. However, options aren't liquid unlike RSU's.

Pros: - Has a strong engineering culture and development here is a pleasure - Leadership maintains clear, focused goals on the roadmap and the future of business. - Offers a solid engineering progression framework. - Provides ample growth opportunities. - Good diversity and inclusion.

Cons: - Team might be a bit understaffed sometimes which means you will have to do a lot sometimes. - The standard here is very high which means you have to work super hard to get promoted.