Morgan Stanley

Surprisingly new technologies (the company needs to stay ahead of the competition, and that means they need such tools before the rest of the technology world), a lot of autonomy, and a lot to learn.

There is a lot of out-of-work socializing if you want. The people are very smart.

Don't expect an investment bank to be the same as a traditional bank; it is a very different type of company and a different type of work.

Mostly back-office work, with very limited exposure to end users. Almost zero opportunity to relocate from growing engineering offices (Shanghai, Budapest) to metro offices (New York, London, Hong Kong).

Many tools are in-house developed. This means that much of what you learn here cannot be easily applied elsewhere.

Let smart people choose their location more freely in order to retain them. Apply more agile methodologies (Scrum).