Pros: Great companies, great technology, and problem-

Cons: Fintech might not be for everyone.

Pros: - Salary and benefits are above market. - The codebase is unit-tested to a fault, and the CI/CD pipeline is solid. - Bufo, the LLM doc chatbot, is a lifesaver for digging through internals. - The customer support dashboard and observability tools are loaded with goodies. - A big platform team handles all the scalability heavy lifting.

Cons: - Processes and tools are decided for you, hardly any space for smarts or creativity. - Codebase is a tens-of-GB Sorbet-typed Ruby disaster. Leaders flex on 9.99999% uptime, but it means everything's in-house bespoke junk that you'll never see in your next job. - No chill between projects. Deadlines are savage, everyone's fried and too slammed to help a teammate. Management's a fear machine. Question them and you're gone. Seen solid folks booted for nothing. - Annual layoffs signal stack-ranking by naive metrics (lines of code?), forcing even top seniors to grind code instead of leading. - Security's a straitjacket: No unapproved installs, even browser extensions! They raid laptops and grill frequently. - Bug-triaging nightmare from rushed, tangled spaghetti code.

Pros: Great technical expertise. The quality of people and tools to do your job is high. Pay is good.

Cons: Hyper-performance focus over focusing on creating a healthy environment for people to perform at their best. High-earning ICs get managed out.