Pros: - Well run and organised, clear direction and strategy from senior management. - Modern technology stack, engineers who want to build things in the best way. - Welcoming place to work, enthusiastic and helpful colleagues with a lot of knowledge and skill. - Flexible WFH and good central London office location.

Cons: Strong focus on financials and technology means less attention on interesting customer problems.

Pros: - great colleagues: low ego, high intelligence. They've kept me here for a long time.- strong engineering culture (testing, architecture reviews, no-fault post-incident reviews - we're all here to learn together)- great place to grow your career- lots of responsibility (some may view this as a con - if you don't want ownership/responsibility, this is not the place for you)- very good benefits package (electric vehicle leasing, decent pension contribution, work from anywhere)- management that leaves space for personal circumstances- very strong work-life balance but also flexible working (want to take a longer lunch break in the winter to maximise sunlight and work later? Sure!)

Cons: - salary isn't as high as some other fintechs - diversity in tech isn't very good (especially in tech leadership) although tbf it's probably no worse than anywhere else - lack of CPO means that product tribes tend to work in isolation and optimise locally

Pros: Up to date with tech stack trends, flat structure, good progression and exposure to opportunities, smart people

Cons: The overall compensation (including bonus) could be higher. Providing better tooling for a a productive working set up: laptops, monitors,..