Pros: - Great work life balance - Very strategic office location - Decent pay and good benefits until the pandemic hits

Cons: - Company that is going downward spiral with layoffs, paycut, stock price tanking, reverse split and too many talented people are leaving - The executive team who are grossly incompetent and unable to turn the tide - Worn-out technology and lots of tech debts - Very low morale due to recent catastrophe event

Pros: I'm rating this from the perspective of an engineer who left LC back in 2020. Great people, and you'll love everyone. They really are great. Decent pay, and definitely not top of market but decent for Sr, Lead, Principal, Architect + levels. Company perks were nice pre covid. Managers were, and maybe still are, spectacular. I liked almost every engineering manager I've met. They are, and were, really great.

Cons: Unfortunately, most of the talented engineers and leaders have already left the company. Seriously, not exaggerating, my tenure was peppered with monthly goodbyes from great people. Since I started, I counted 73 of my working peers leaving the company. Not because of dire situations but because they could be doing more elsewhere. And that leads me to my next point: If you join as an engineer, you will most likely join a team with little documentation and with no seniority on the project. Be prepared if you do; you will be managing the plumbing more than writing new features. Vertically, engineering leadership is now lacking, although there are still great managers. At the C and VP level, engineering leadership in building a great engineering culture does not exist anymore. It is really in maintenance mode since COVID started, and I hope that now as a bank, LC sees the inevitable and either does what other banks do and hires all engineering offshore to do the core lifting, which is super unlikely, or actually innovate. Innovation at LC was becoming a bank when I was there because honestly, peer-to-peer lending failed. What will the next evolution at LC bring? I think unless leadership is serious about innovation, of which all evidence suggests otherwise, I wouldn't recommend joining the company anytime soon.

Pros: Great opportunity to see how a fintech company works from the inside and get valuable experience. Business processes flow in an IT manner, so it would be interesting, first of all, for IT specialists.

Cons: Company is pretty big, so some kind of chaos presents itself, but it is not a problem to keep your sight on.