Pros: - Has a strong engineering culture and development here is a pleasure - Leadership maintains clear, focused goals on the roadmap and the future of business. - Offers a solid engineering progression framework. - Provides ample growth opportunities. - Good diversity and inclusion.

Cons: - Team might be a bit understaffed sometimes which means you will have to do a lot sometimes. - The standard here is very high which means you have to work super hard to get promoted.

Pros: You're surrounded by genuinely sharp people across engineering and product, which makes for a strong learning environment. The product surface is broad and interesting; there's no shortage of meaningful problems to solve. The company's trajectory and market position feel solid, giving confidence in long-term prospects.

Cons: Internal promotion paths are frustratingly opaque. There's a noticeable pattern of backfilling senior roles with external hires rather than developing and promoting existing talent, which undermines retention and morale for those putting in the work to grow.

Pros: - CEO appears to be doing well. Monzo is profitable and gaining customers. - Working on great projects - actual work being done is quite fun (and challenging) - Remote first - Some very talented people if you get in the right team

Cons: - The workplace has maintained a toxic culture from its early days, characterised by an intense hustle mentality. - The environment is cliquey, making it difficult to integrate with long-standing employees, who often display ego/arrogance. - Expectation on employees to work evenings and weekends to meet unreasonable deadlines, without recognition. - Employees are overworked, with many experiencing burnout and taking sick leave. Despite this, deadlines remain inflexible, prioritising profit over employee well-being. - The organisation has *only* gender-neutral toilets, which fails to provide a safe space for women, highlighting a flawed system. - Great people overlooked for internal promotions, for no apparent reason. - Managers, in my experience, are dishonest.