Senior Software Engineer, Servicing

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

As a Senior Software Engineer on the Servicing Engineering team, you'll play a crucial role in developing cutting-edge loan servicing platforms and automating business processes. The team focuses on ensuring smooth loan management, optimizing collections, and cultivating strong customer relationships through intuitive user experiences for both borrowers and internal stakeholders.

Key Responsibilities:

• Lead cross-team and multi-quarter engineering projects
• Drive both existing and greenfield projects while maintaining user focus
• Proactively expand impact beyond immediate tasks
• Transform team projects into opportunities to enhance the organization's tech platform
• Contribute to team growth and maintain positive work culture

Technical Requirements:

• 5+ years of professional software development experience
• Deep understanding of deployment orchestration, logging, monitoring, and alerting in microservices
• Experience with Ruby on Rails or Kotlin
• Strong background in microservices-based applications
• Proven track record of ownership and quality delivery

The role offers competitive compensation ($163,600—$226,400 USD) plus comprehensive benefits including health coverage, 401(k) matching, equity, and more. As a digital-first company, Upstart provides flexibility with remote work options while maintaining regular in-person collaboration through quarterly team meetings.

Join Upstart to be part of a mission-driven company that's revolutionizing lending through AI while maintaining a strong focus on engineering excellence and professional growth.