Pros: There are still some really smart people at Lending Club. The CEO is a great guy, and some of the executives are bright, focused, and good in their respective fields. In general, there is collaboration, and people treat each other with respect.

Cons: The energy and excitement of the Renaud era is over. LC plods along and will be profitable as there is such a huge market for the personal loan product. Technical innovation doesn't seem to be what's happening. Most groups are overstaffed—beyond anything I've seen—and the diligent chipping away at the balance sheet goes on and on. It does seem like the execs are waiting for a sale.

Pros: Independent teams and management that tends to not be micromanaging. Health insurance, some dental, and good time off that is however much you can negotiate during the course of your work.

Cons: Lack of ideas or a direction that makes the company feel like it is coasting. Legacy monolith that slows down development. Teams that are surprised by what others are doing.

Pros: - Most of the coworkers are friendly and helpful. - Unlimited vacation days, but you have zero accrued if you are let go or leave. - Centrally located with good public transportation. - Decent work-life balance. - Competitive compensation.

Cons: - so-so benefits (unless you're single) - the engineering management team is a joke at best. The root problems are the VPs who care only for themselves. You need to watch your back. Every day. Your job is to please them or read their minds, and not the tasks at hand - some amount of nepotism - if you have a lousy manager and/or scrum master, you're toasted as the blame will land on you somehow - very poor communication among teams and certainly no clear directives from management until it's too late and then some poor soul would be the scapegoat.