EarnIn, a pioneer in earned wage access, is seeking a Senior Machine Learning Engineer to join their innovative fintech team. This role is crucial in developing and implementing machine learning solutions for financial risk modeling, directly impacting the company's mission to provide real-time financial flexibility to those living paycheck to paycheck.
The position offers a competitive salary range of $232,200 - $283,800, plus equity and benefits, and follows a hybrid work model requiring 2 days per week in the Mountain View office. The role sits at the intersection of machine learning and financial services, where you'll be responsible for designing and deploying sophisticated risk models, enhancing credit and fraud detection systems, and exploring cutting-edge technologies including deep learning and LLMs.
The ideal candidate brings 4+ years of machine learning experience, strong software engineering skills, and specific expertise in risk modeling for financial applications. You'll need advanced proficiency in Python, SQL, and modern ML frameworks like TensorFlow and PyTorch, along with experience working with cloud platforms such as AWS Sagemaker, Databricks, or GCP Vertex AI.
EarnIn is backed by prestigious investors like A16Z, Matrix Partners, DST, and Ribbit Capital, offering a stable yet growing environment. They value diversity and maintain an inclusive culture, seeking team members who can contribute to their mission of building a financial system that works for everyone. This role presents an excellent opportunity for a senior ML engineer looking to make a significant impact in the fintech space while working on challenging technical problems.